For accountants, brokers and lenders

When a client's financing case warrants an independent lender-side challenge, Ziyon provides the credit capability without taking over your relationship.

Accountants

You prepare and understand the numbers. Ziyon challenges how credit may interpret them.

Accurate accounts can still present a weak credit case. We read the same numbers for serviceability, working capital and concentration, and the file comes back through you.

Commercial finance brokers

You know where to place the case. Ziyon helps establish whether it is ready to place.

We don't negotiate terms, and we never act for both sides of a transaction. You get a file that has already faced the obvious questions.

Lenders

When a borrower needs independent preparation before a renewal or new request.

Talk to us about how we can work together. Our analysis is written for the borrower, and any commercial arrangement is agreed and disclosed in writing. If we already act for the borrower, we decline the lender engagement, and the reverse.

When to refer

A material ask on a thin or complex fileA renewal where the numbers have deterioratedA decline or a reduced offerGroup, intercompany or UK–Africa complexityA client who needs the hard questions from someone other than you

After you refer

01 / A short note on the business, the ask and the timing. No documents needed.02 / A free scoping call with your client, and a conflict check.03 / A Snapshot or an Audit, written, with the basis stated.04 / The prepared file goes back to your client, and through you.

The relationship stays yours

We work alongside the adviser already acting.

We do not solicit the compliance, advisory or broking work that sits with you. Our role is the credit read, and it ends when the file goes back.

Commercial terms

Referral share15% of the client's fee; 20% after three engagements

Worked exampleA Standard Audit at £1,500 pays £225; Premium at £3,000 pays £450, or £600 at the higher rate

PaidWithin fourteen days of the client's payment clearing, on your invoice

Client's feeUnchanged; the share comes out of ours

DisclosureAgreed in writing and disclosed to your client before work begins

If you can't take a feeAn equivalent discount for your client instead

One side onlyZiyon never acts for both sides of the same transaction. If a second engagement on the same deal arrives, we decline it, whichever came first.

Refer a client

One paragraph is enough to start.

If there is no credit work worth doing, we will say so on the call and there is nothing to pay. If there is, the terms are confirmed in writing before we begin.

Email hello@ziyoncapital.co.uk · Telephone 07909 483125

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You will hear back within one business day.